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Select another PL Portfolio Optimization Fund Model:
PL Portfolio Optimization Model
Moderate (Model C)
 
Asset Allocation

Cash2%
Bonds38
Domestic Stocks43
International Stocks17
 
Underlying Fund Allocations

(as of 07/01/08) Although the funds expect to be fully invested at all times, they may maintain liquidity reserves to meet redemption requests.
 
Fund ManagerFundsAllocation
AlgerPL Small-Cap Growth2%
AllianceBernsteinPL International Value7
ClearBridgePL Large-Cap Value7
Goldman SachsPL Short Duration Bond7
Highland CapitalPL Floating Rate Loan4
JanusPL Growth LT7
LazardPL Mid-Cap Equity6
Loomis SaylesPL Large-Cap Growth2
MFSPL International Large-Cap6
NFJPL Small-Cap Value2
OppenheimerPL Main Street® Core9
OppenheimerPL Emerging Markets3
PIMCOPL Managed Bond17
PIMCOPL Inflation Managed9
Van KampenPL Comstock8
Van KampenPL Real Estate2
Van KampenPL Mid-Cap Growth2
 
Investor Profile
You want the opportunity for long-term, moderate growth.
 
Investment Goal
Seeks long-term growth of capital and low-to-moderate income.
 
Main Investments
Underlying funds that invest in fixed income securities, equity securities of both U.S. and non-U.S. companies of any size, money market instruments, and derivative instruments.
 
Main Risks
There will probably be some losses in the values of the underlying investments from year to year. Fluctuations in value should be less than those of the overall stock markets.

Other risks include derivatives, price volatility, foreign investments, changes in interest rate, credit, emerging countries, changes in inflation rate, liquidity, prepayment, and nondiversification.

The funds are exposed to the same risks as the underlying funds in direct proportion to the allocation of assets among those funds.


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