Developed by Pacific Life with asset allocation modeling by Ibbotson Associates Inc., a wholly owned subsidiary of Morningstar, Inc., Portfolio Optimization Funds offer the financial expertise of two leading professional entities:
Pacific Life is a recognized leader in the financial services industry with more than 138 years of experience. We've been providing asset allocation modeling to our variable annuity clients for 11 years. Each Portfolio Optimization Fund is composed of a carefully selected combination of Pacific Life Funds and is diversified across multiple money managers. Pacific Life is the adviser to Pacific Life Funds and together with the fund, hires and oversees its money managers.
Ibbotson Associates Inc., a wholly owned subsidiary of Morningstar, Inc. was one of the first to develop asset allocation methodologies based on Dr. Harry Markowitz's Nobel-prize winning modern portfolio theory. Ibbotson applies investment methodology to construct the asset allocation of the funds.The process includes historical asset performance and attribution analysis to determine each Portfolio Optimization Fund’s consistency with a particular level of risk. | 
