Select another PL Portfolio Optimization Fund:
Fund Overview
Investment Goal
Seeks long-term growth of capital and low to moderate income.
Main Investments
Underlying funds that invest in fixed-income securities, equity securities of both U.S. and non-U.S. companies of any size, money market instruments, and derivative instruments.
Investor Profile
Investors in this fund want the opportunity for long-term, moderate growth.
Risk Characteristics
There will probably be some losses in the values of the underlying investments from year to year. Fluctuations in asset values should normally be less than those of the overall stock markets. Portfolio Optimization Funds are exposed to the same risks as the underlying funds in direct proportion to the allocation of assets among those funds.
What You Should Know
Asset allocations may vary from target allocations. Asset allocation does not guarantee future results, ensure a profit, or protect against loss. Investment in an individual fund or funds in a single asset class may outperform or underperform an asset allocation fund. Values will fluctuate, and when redeemed, the shares may be worth more or less than the original cost.
This material must be preceded or accompanied by the Pacific Life Funds prospectus. The prospectus contains m ore complete information, including the risks, charges, limitations, expenses, and investment objectives of Pacific Life Funds. Read it carefully before investing.
Pacific Life Fund Advisors, LLC (PLFA), a wholly owned subsidiary of Pacific Life Insurance Company is the investment advisor to the Pacific Life Funds (PLF) and the manager of certain PLF funds. PLFA also does business under the name Pacific Asset Management (PAM) and manages one of the PLF funds under that name.
Generally, stocks of small-cap, mid-cap, and emerging-growth companies may be riskier and more volatile than larger, more established companies. International investing is subject to currency fluctuations and political changes.
Portfolio Breakdown (as of 7/1/10)
Underlying Fund Target Allocations (as of 7/1/10)
| Manager | Underlying Fund | Target % |
|---|---|---|
| Alger | PL Small-Cap Growth | 1 |
| AllianceBernstein | PL International Value | 3 |
| ClearBridge | PL Large-Cap Value | 11 |
| Goldman Sachs | PL Short Duration Bond | 5 |
| Eaton Vance | PL Floating Rate Loan | 5 |
| Janus | PL Growth LT | 5 |
| Lazard | PL Mid-Cap Equity | 6 |
| MFS | PL International Large-Cap | 6 |
| NFJ | PL Small-Cap Value | 3 |
| Oppenheimer | PL Main Street® Core | 7 |
| Oppenheimer | PL Emerging Markets | 3 |
| PIMCO | PL Inflation Managed | 11 |
| PIMCO | PL Managed Bond | 17 |
| UBS | PL Large-Cap Growth | 5 |
| Invesco Advisers, Inc. | PL Comstock | 8 |
| Morgan Stanley | PL Mid-Cap Growth | 2 |
| Morgan Stanley | PL Real Estate | 2 |
| Total | 100 % |
What You Should Know
Asset allocations may vary from target allocations. Asset allocation does not guarantee future results, ensure a profit, or protect against loss. Investment in an individual fund or funds in a single asset class may outperform or underperform an asset allocation fund. Values will fluctuate, and when redeemed, the shares may be worth more or less than the original cost.
This material must be preceded or accompanied by the Pacific Life Funds prospectus. The prospectus contains m ore complete information, including the risks, charges, limitations, expenses, and investment objectives of Pacific Life Funds. Read it carefully before investing.
Main Street is a registered trademark of OppenheimerFunds, Inc.
Pacific Life Fund Advisors, LLC (PLFA), a wholly owned subsidiary of Pacific Life Insurance Company is the investment advisor to the Pacific Life Funds (PLF) and the manager of certain PLF funds. PLFA also does business under the name Pacific Asset Management (PAM) and manages one of the PLF funds under that name.
Generally, stocks of small-cap, mid-cap, and emerging-growth companies may be riskier and more volatile than larger, more established companies. International investing is subject to currency fluctuations and political changes.
| Class A | Class B | Class C | Class R | |
|---|---|---|---|---|
| CUSIPs | 694289 41 4 | 694289 39 8 | 694289 38 0 | 694289 16 6 |
| Tickers | POCAX | POMBX | POMCX | POCRX |
Total Returns (as of 6/30/10)
With Maximum Sales Charges
| Share Class | YTD | 1-Year | 3-Year Avg. Ann. | 5-Year Avg. Ann. | Since Inception Avg. Ann. | Inception Date |
|---|---|---|---|---|---|---|
| A | (7.95) | 7.90 | (4.56) | 1.60 | 2.47 | 12/31/03 |
| B | (7.76) | 8.50 | (4.64) | 1.74 | 2.60 | 12/31/03 |
| C | (4.00) | 12.42 | (3.49) | 2.08 | 2.71 | 12/31/03 |
Without Sales Charges
| Share Class | YTD | 1-Year | 3-Year Avg. Ann. | 5-Year Avg. Ann. | Since Inception Avg. Ann. | Inception Date |
|---|---|---|---|---|---|---|
| A | (2.57) | 14.14 | (2.74) | 2.75 | 3.36 | 12/31/03 |
| B | (2.95) | 13.50 | (3.46) | 2.09 | 2.73 | 12/31/03 |
| C | (3.04) | 13.42 | (3.49) | 2.08 | 2.71 | 12/31/03 |
| R | (2.73) | 13.96 | (2.99) | - | 1.96 | 9/30/05 |
Returns reflect reinvestment of dividends and distributions.
Performance data quoted represents past performance, which does not guarantee future results. Current performance may be lower or higher than the performance quoted. The investment return and principal value of an investment will fluctuate so, when redeem ed, may be worth m ore or less than the original cost.
Class A shares have a maximum 5.50% sales charge. Class B shares have a maximum 5.00% contingent deferred sales charge (CDSC). If Class C shares are redeemed within one year from purchase, a 1.00% CDSC will apply. Class R shares have no initial sales charge or CDSC. R shares are sold without sales charge and are only available through retirement plans.
Visit www.PacificLife.com for performance data current to the most recent month-end.
Annual Operating Expenses
Share Class
| Total
| Net
|
|---|---|---|
A
| 2.06%
| 1.32%
|
B
| 2.81
| 2.07
|
C
| 2.81
| 2.07
|
R
| 2.31
| 1.57
|
Total annual operating expenses reflect the current gross expenses paid by each fund. Net operating expenses reflect waivers, reductions, and reimbursements. Total annual operating expenses and net operating expenses are sourced from the prospectus dated July 1, 2010.
Standard Deviation (as of 6/30/10)
| Share Class | 3-Year | 5-Year |
|---|---|---|
| A | 15.28% | 12.25% |
| B | 15.36 | 12.31 |
| C | 15.48 | 12.41 |
| R | 15.35 |
Standard deviation is a statistical measurement of the expected variance of an investment's performance. The higher the standard deviation, the greater the risk of the investment.
What You Should Know
Asset allocations may vary from target allocations. Asset allocation does not guarantee future results, ensure a profit, or protect against loss. Investment in an individual fund or funds in a single asset class may outperform or underperform an asset allocation fund. Values will fluctuate, and when redeemed, the shares may be worth more or less than the original cost.
This material must be preceded or accompanied by the Pacific Life Funds prospectus. The prospectus contains m ore complete information, including the risks, charges, limitations, expenses, and investment objectives of Pacific Life Funds. Read it carefully before investing.
Pacific Life Fund Advisors, LLC (PLFA), a wholly owned subsidiary of Pacific Life Insurance Company is the investment advisor to the Pacific Life Funds (PLF) and the manager of certain PLF funds. PLFA also does business under the name Pacific Asset Management (PAM) and manages one of the PLF funds under that name.
Generally, stocks of small-cap, mid-cap, and emerging-growth companies may be riskier and more volatile than larger, more established companies. International investing is subject to currency fluctuations and political changes.
A Note About Lipper
Lipper is contracted by Pacific Life, for a fee, as a third-party advisor to produce this fact sheet. In this capacity, Lipper independently provides its analysis and statistics on the underlying investment options. Pacific Life Funds, Pacific Life, and its affiliates have not independently verified this information.
Lipper Leaders (Overall)
Lipper ratings for Total Return reflect funds’ historical total return performance relative to peers as of most recent quarter-end. Lipper ratings for Consistent Return reflect funds' historical risk-adjusted returns, adjusted for volatility, relative to peers as of most recent quarter-end. Lipper ratings for Preservation reflect funds’ historical loss avoidance relative to other funds within the same asset class, as of most recent quarter-end. Preservation ratings are relative, rather than absolute, measures. Funds named Lipper Leaders for Preservation may still experience losses periodically; those losses may be larger for equity and mixed equity funds than for fixed income funds. Lipper ratings for Tax Efficiency reflect funds' historical success in postponing taxable distributions relative to peers as of most recent quarter-end. Tax Efficiency offers no benefit to investors in tax-sheltered accounts such as 401(k) plans. Lipper ratings for Expense reflect funds' expense minimization relative to peers with similar load structures as of most recent quarter-end. Lipper Leaders ratings DO NOT take into account the effects of sales charges. The Lipper ratings are subject to change every month and are based on an equal-weighted average of percentile ranks for the Total Return, Consistent Return, Preservation, Tax Efficiency, and Expense metrics over three-, five-, and ten-year periods (if applicable). The highest 20% of funds in each peer group are named Lipper Leaders or a 5, the next 20% receive a rating of 4, the middle 20% receive a rating of 3, the next 20% receive a rating of 2, and the lowest 20% receive a rating of 1. For more information on Lipper Leaders, go to www.lipperweb.com.
Performance Analysis Information
A quintile is a proportion of a set of data that has been ranked and divided into five equal groups, where each group contains an equal number of data items. Therefore, a Lipper Quintile Rank of 1 indicates that the fund placed within the top 20% of its peer group.
The Lipper Numerical Rank represents the position achieved by the fund within its Lipper classification of funds that existed for that time period. Lipper ranks mutual funds based on total return performance. Total return performance includes the reinvestment of all income dividends and capital gains distributions and DOES NOT include the effects of sales charges. The rankings are subject to change every month and investors should call their financial professional for current rankings.
The Lipper Classification Count represents the number of unique funds that existed within the specific peer group for the time period referenced.
