This material is not intended to be used, nor can it be used by any taxpayer, for the purpose of avoiding U.S. federal, state, or local tax penalties. This material is written to support the promotion or marketing of the transaction(s) or matter(s) addressed by this material. Pacific Life Insurance Company, Pacific Life Funds, its distributor, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.
Investors should carefully consider an investment’s objectives, risks, charges, limitations, and expenses. This and other information about Pacific Life Funds are in the prospectus that should be read carefully by clients before investing.
Portfolio Optimization Funds are exposed to the same risks as the underlying funds in direct proportion to the allocation of assets among those funds. Asset allocations may vary from target allocations. Asset allocation does not guarantee future results, ensure a profit, or protect against loss. Investment in an individual fund or funds in a single asset class may outperform or underperform an asset allocation fund.
The PL Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund.
Values will fluctuate, and when redeemed, the shares may be worth more or less than the original cost.
Portfolio Optimization Funds are offered by Pacific Life Funds. Pacific Life Funds are distributed by Pacific Select Distributors, Inc. (member FINRA), a subsidiary of Pacific Life Insurance Company, and are available through licensed third-party broker/dealers.
